Competitive rates for all employers... small and large. In today’s health care market, membership in a health and welfare Trust offers many advantages to employer groups. Members of a Trust are “pooled” to form a larger group for health plan coverage. A Trust has more negotiating power with insurance carriers than a small employer could ever attain. This buying power allows member employers to offer high quality health care benefits at competitive rates.
Single Risk Pool
California Construction Insurance Trust unites construction businesses in a single buying pool for healthcare benefits. Because CCIT is much larger than your company alone, the increased buying power of the group allows your business to get high quality health care benefits at competitive rates by spreading the cost of claims among a large member population, which can reduce the fluctuation in premiums from year to year.
Trust offers several plan options to choose from: medical plans (HMO, PPO), dental, vision and life plans.